It may not be the grandest investment compared to stocks or business assets, but residential land can also yield high returns.

In real estate, there are different types of properties OFWs and migrant Filipinos can acquire. House and lot units in the Philippines are the most common type of real estate property typically bought for primary residence. Condo units for sale in highly urbanized cities like Metro Manila are also top commodities. It’s an in-demand investment option for most OFWs since it’s near the airport and main government offices. However, not many Filipinos are quite familiar with investing in a plot of land. It’s been perceived by many that investing in land alone doesn’t reap benefits because your property is just idly sitting.

Contrary to popular belief, land investment in the Philippines has great returns if you carefully plan out your income-generating strategies.

Here is a rundown of micro topics about land investment if you are thinking of acquiring one.

Benefits of Buying a Residential Land

community

It isn’t easy finding the right home for your family. Especially for OFW investors who want the best house and lot property in the Philippines, it’s hard not to see the actual house unit during a virtual site viewing.

If you opt for a lot only property, there are several advantages that fit an OFW’s needs and wants in a home. Here are three of them.

  1. Maximize control and freedom

Freedom is a main advantage of investing in a residential lot property because you can build your dream home according to your design. You get to call the shots. When the lot is legally yours, you can start the timeline of your house construction. Whether it’s as soon as possible or five years from now, you have the full authority to decide what to do with your investment.

  1. Build your home from scratch

With the right neighborhood, you have a great opportunity to build your dream home that you’ve always wanted. You get exactly what you want when you’re building your own home from scratch. The home aesthetic, wall color, number of bedrooms, and size of each room is all up to you.

Compared to buying a home, building a house allows for greater space for upgrades and customization. Need more guest bedrooms? Want smart technology features in your home? You get to plan for these things with your own team of contractors, engineers, architects, and interior designers. Also, building your home from the ground up assures quality control.

  1. Little maintenance and passive income

What makes a lot property a perfect tangible investment is that you can leave it alone and its value would still continue to appreciate. Lot only properties usually generate passive income even with little to no maintenance, given that you have initially researched about the land’s location, history, developer or owner, and size.

Ideally, land investment is a great option for OFWs and migrant Filipinos since they won’t have to worry about the maintenance of the property. If they’re not yet in a hurry to move into a home, they can invest in land first and build a house when they return to the Philippines to retire.

Related article: 5 Advantages of Investing in a Residential Lot Property

Things You Should Know Before Buying a Residential Land

residential community

Although there are several other advantages in land investment, there are also precautions that you should keep in mind.

Can’t be converted into a commercial space

Remember the type of land you want to acquire. If it’s a raw land, then you have the advantage if converting it to commercial space or residential property. However, if you acquired a residential lot property, the lot can’t be converted into a commercial space and vice versa.

This is a very important precaution to keep in mind since it can affect your future plans. If you wish to set up a small commercial space on your residential land, the developer or owner of the land would naturally take your business down. Simply because it goes against their contract or nature of business.

More responsibility

With great customization comes with great responsibility. The load of responsibility is probably the most overlooked aspect when people are buying a piece of land for residential purposes. When you plan on building your own home on a residential land, keep in mind that you are responsible for the whole process of construction. That means from securing construction permits and application for utilities, to installation of WiFi connection and submitting the house blueprint layout for the developer’s approval.

Developer rules

While you may have free reign to design and build your home, you should always keep in mind the rules and limitations if you bought a land from a real estate developer. Most developers are lenient when it comes to your house design or size, but that doesn’t mean you won’t submit certain required documents. Developers always ask for a floor plan or house plan if it fits their community standard.

Ask your real estate broker or developer about their subdivision rules and regulations so that you would know the basic guidelines to follow when planning your home.

Ways to Earn Income with a Residential Lot

camella community

Flipping

For typical house and lot units, the flipping strategy involves renovating a bare unit or old unit to make it look brand new to clients. As for land properties, OFW investors can “flip” the lot by building a house on it and selling it as a house and lot package for a higher price.

You can also sell the property with a “pasalo” financing. In pasalo financing, the original owner stops paying for the monthly amortization and the second owner will continue paying for the property.

Buy and Hold

The buy-and-hold strategy is the oldest investment hack in the book. You buy the land property and wait for the value to increase over a period of time. There’s a catch though, always invest in a developer who is known to have a great value appreciation rate. This is where most OFW investors make a mistake.

Because they think that land value naturally increases, they practice this strategy only to find out a year later that their property’s value hasn’t significantly increased. Not all real estate developers are equal, some developers appreciate every month while others don’t appreciate even after a few years.

Buy and Lease

Similar to the buy-and-hold strategy, the main aspect of this strategy is OFW investors lease or rent out the land property instead of fully selling it off. Since your property is a residential land, it’s a reasonable strategy if a home is already constructed. This strategy works well for agricultural land where you can have the land property rented out to local farmers.

Related article: Real Estate Strategies to Earn Money for OFW Investors

Tip: The key to earn more is to purchase lots at a pre-selling stage. This is where prices and buyer competition are low. You can have a higher markup once the development is complete.


Maximize and grow your investments. Talk to the professionals at Vistaland International!

Get started with your OFW property investment! From affordable homes and condo units, to residential lot and memorial lots, Vista Land International has a wide roster of real estate assets for your investment portfolio. Send us a message today.


Vista Land International Marketing, Inc. (VIMI) is the international marketing division of Vista Land. Aiming to provide OFWs and migrant Filipinos a home in the Philippines, VIMI has established long-lasting relationships with brokers and clients around the world.

Get started with your property investments! Contact us today and follow our social media accounts: Facebook, YouTube, Twitter, Instagram, and LinkedIn.

by Jerico Pacheco

The COVID-19 pandemic brought us to a situation where we’re left with no choice but to survive. Everyone around the globe felt how this pandemic changed the economy and how it affected the world’s daily activities. Many Filipinos, particularly overseas Filipino workers (OFWs) and migrant Filipinos in different countries, experienced the most difficult time of their lives. It affected not only their work but also their physical and mental health by the fact that they are fighting alone, away from their loved ones. It’s enough to make them worry about the well-being of their family and home in the Philippines.

But this only shows how resilient we are as Filipinos. Every day, we continue to live the new normal facing the enemy that cannot be seen even if it risks our health. However, the good thing about today’s era is we already knew how to keep ourselves active and healthy before this pandemic even blew up.

Here are 6 activities OFWs and migrant Filipinos should try this pandemic anywhere they are

Nowadays, being physically active and eating healthy food is a trend. The healthier we are the more we can withstand any complications by the virus. It is very important to have a strong immune system and a clear mind.

While various activities may not be possible yet this season, there are still a few indoor and outdoor activities you can enjoy to get your body moving.

Whether you’re living in a spacious house-and-lot property or a condo unit in the Philippines or abroad, these recreational activities during pandemic can surely help you stay fit and maintain a healthy lifestyle.

Walking and Running

a couple taking a morning jog

Walking and running is a good start to keep yourself active. Various studies have shown that walking and running can boost your immune system and prevent health complications. These exercises can benefit every part of your body because these are great activities to warm up or cool down your body and mind. It also increases your heart rate and improves blood circulation to lower the risk of developing blood clots. Additionally, going for a long walk or short jog after a stressful day at work can clear your mind.

For OFWs, doing these activities doesn’t require you to go far from your home. It can be done around your subdivision, outside your house, or even around your condo building.

Home Exercises

recreational activities during pandemic - a girl doing home exercise

Simple home exercises are one of the easiest things you can do to start a healthy life. You don’t need to buy the heavy equipment that you usually see in fitness gyms to do these activities. Aside from testing your physical strength and endurance, this will also test your resourcefulness around your home. You can use your furniture or general house items that can be seen in the four corners of your home as your fitness equipment. For example, a simple pale and water gallon is a great substitute for weights.

Proper stretching of your muscles can release stress and improve posture. A simple 15-minute home exercise which includes a series of sit-ups, pushups, planking, and jumping jacks can help improve overall physical health. Home exercises are highly recommended for OFWs and migrant Filipinos who spend most of their work in an office or sitting all day. These simple exercises can either be done when you wake up or after work.

Meditation

recreational activities during pandemic - woman meditating in her bedroom

Unlike the first two activities mentioned, meditation doesn’t require you to move much or exert too much physical effort. It is a matter of your body and mind connecting as one. As this activity mainly focuses on posture and balance, meditation helps you to reduce stress levels and at the same time improves your state of mind.

Meditation has several mental benefits such as a deep state of relaxation, calmness, alleviation, and can also improve your memory. This can also enhance your emotional wellness, giving you peace of mind and combating depression. It is perfect for migrant workers who have a lot of anxieties and wish to recalibrate their minds which is very timely in this time of the pandemic.

Cycling

a lady riding a bike

Since most countries have already loosened their implementation of quarantine protocols, many people can now go outside following the limitations and restrictions the government had issued. Certain outdoor exercises such as jogging and cycling are now possible to do. Cyclists benefited from this as they can wander into different cities while getting their daily exercise.

There are a lot of good health benefits we can get from regular cycling. It improves your joint mobility, strengthens your bones, reduces body fats, increases your cardiovascular fitness, and many more. It’s no wonder that even people working choose to ride their bicycle to work instead of commuting. Aside from the benefits they can get from this certain exercise, they can prevent faster transmission of the virus from commuting and help our environment by lessening air pollution.

Proper Diet

selecting your proper diet

It is not new to anyone hearing the word ‘diet’. Quite frankly, it’s easier said than done. This activity is probably the hardest since it requires patience and discipline in doing this. Majority of Filipinos are food enthusiasts and it’s no secret that we love to eat any delicious food without considering the effect it might cause to our health. Food is also the common ground of most OFWs who miss Filipino homecooked meals. As a way to cope with homesickness, they would usually order takeout from fast food chains or local restaurants.

With this, a lot of people suffer from obesity and micro deficiency that could lead to serious illnesses such as hypertension, heart attack, heart failure, and stroke. These diseases lead to a weak immune system that makes you vulnerable to the COVID19 virus. This is now the right time to change our eating habits from “eating entirely” to “eat wisely”. In order to avoid these illnesses, it’s crucial to make a conscious effort to start planning a proper diet.

Dieting doesn’t mean you should limit the food you want to eat. It’s simply a reminder of your limitations to the food you are eating. It helps you to be cautious and be mindful of the amount of food that you are consuming daily. A proper diet can boost a person’s mood and provide more energy while being healthy. There are many diet plans that you can find on the internet such as the keto diet, intermittent fasting, and lowcarb diet. But, it’s how you discipline yourself to make it possible. A good way to start a proper diet is to eat fruits and vegetables.

Maintaining good communication

an elderly couple doing a video call

Communicating to your loved ones is the most important thing you have to do during this time. Whether you’re an OFW far away from your home in the Philippines or you live with your family, your physical and virtual presence can help ease their worries and lift their spirits to continue fighting every day. Showing them your love and support is enough to make them feel that they are not alone especially to our OFWs and Filipino frontliners.

Bonding and talking over a video call is a good exercise to somehow forget your stress and spend quality time with your family and friends. Reaching out to people you even barely know can make a big difference.

You can do a lot of activities that are low risk aside from the mentioned above. You can join the bandwagon of Plantitos and Plantitas, show off your skills in the kitchen, add knowledge by enrolling in different free and paid online classes, be a fur parent, and many more. But what you need to keep in mind is to be safe in any activity indoors and outdoors.

Precautions you must consider

following safety protocols

You still need to remind yourself especially now that you can go outside that it is better to follow safety protocols to avoid the spread of the virus. You have to be mindful of the things you touch and as much as possible sanitize your hands regularly. Always wear your facemask and do not remove it unless important. Observe proper social distancing; when you are in a public area consciously distance yourself away from crowds.

Our battle against COVID-19 is not easy to win. We are all vulnerable and can be the carrier of this virus. Making your life healthier and maintaining an active lifestyle can give us a stronger immune system that could endure common illnesses. It’s still best to be observant and stay vigilant until we can fully remove our masks and resume our normal lives again.


Stay safe with Vista Land International!

Companies such as Vista Land International not only help OFWs find a house and lot or condo properties in the Philippines but they also provide timely news and updates to keep migrant Filipino well-informed. You check out their blogs, their selection of Philippine real estate properties, or you can send a message to get started.


Vista Land International Marketing, Inc. (VIMI) is the international marketing division of Vista Land. Aiming to provide OFWs and migrant Filipinos a home in the Philippines, VIMI has established long-lasting relationships with brokers and clients around the world.

Get started with your property investments! Contact us today and follow our social media accounts: Facebook, YouTube, Twitter, Instagram, and LinkedIn.

A huge portion of the Filipino workforce includes Overseas Filipino workers (OFWs) who spend plenty of time away from their families. They make huge sacrifices as they needed to be situated miles away just to provide for their loved ones. However, OFWs and migrant Filipinos are not only looking to sustain their families in the present but are also looking forward to plan and secure their future as well. After years of working hard abroad, they can already opt to make valuable investments such as real estate properties and assets in order to secure a quality home for their families here in the Philippines in the years to come.

In addition, OFWs and migrant Filipinos tend to juggle their daily jobs with side hustles in an effort to earn extra income. Some of them also make various forms of investments that they expect to grow and eventually pay dividends in the coming years. Despite the high capital needed, potential investors like them can still make valuable investments in the form of real estate assets here in the country.

property listing websites

Vista Land, the largest property developer in the Philippines, has a wide range of real estate assets like house and lots and condominium units for potential investors like OFWs and migrant Filipinos to choose from. The various arms of the real estate company are aimed to cater to the different segments in the market by offering both sophisticated and affordable properties on its diverse roster.

Given the nature of the real estate industry, choosing the right property may be a hard decision to make due to the countless options available in the market. Despite this, OFWs can still explore the best real estate asset for them through the help of several property listing websites that can provide additional information about the different properties that they can avail.

In this article, we will be learning about the various property listing websites that OFWs can use in order to help them with the investment that they are going to make.

What are some of the best property listing websites in the Philippines?

Lamudi.com.ph

lamudi logo

In terms of reach, Lamudi is one of the most used housing portals here in the Philippines. The platform’s diverse database makes it easy for investors to search for properties that they want to invest in that are housed in countless areas all over the country. In addition, its listings are not only limited to house and lots but also include condominiums, apartments, transients, and even land for sale. Its website is neatly categorized which makes it easier for potential investors like OFWs to conveniently sift through the different options available.

Dotproperty.com.ph

dot property logo

Dotproperty has a wide range of properties that are listed on its website which users can buy, sell, or rent. The location of their listings varies from the cities in the metro to the far-flung provinces in Mindanao. They also have a ‘Featured Sellers’ section where the various property developers are categorized along with the number of listings that they have on the website. In addition, Dotproperty also goes beyond being a common listing platform as they also produce a magazine and post various articles focusing on topics related to real estate.

Housal

housal logo

Housal is one of the newest platforms in the real estate industry as it was only launched in April of 2018. However, it still offers a convenient way for potential investors like OFWs to look for investments as they can utilize its mobile application which aims to link buyers, tenants, sellers, agents, brokers, and developers all on the same platform. Meanwhile, the website also provides various real estate tools for the sellers and property listing options for the buyers. Through Housal, users can go through the different categories of properties namely For Rent, For Sale, Pre Selling, Rent to Own, Office Space, and Commercial Space.

Zipmatch.com

Zipmatch logo

Zipmatch’s primary advantage for its users is that they offer various methods that they can use to search for the right asset of their choice. First, they can filter their searches by location, price range, and even the number of rooms. Second, users can head to the platform’s ‘Fresh Listings’ tab where they can find the newest properties and units that were recently posted. In addition, users can also specify their searches by clicking on the ‘Popular Neighborhoods’ section to easily see all the properties that are housed in cities like Taguig, Makati, and Quezon City, among others.

Hoppler

Hoppler logo

Hoppler is another new platform that primarily focuses on brokers and real estate agents to show their different properties for sale. These include condominium units, house and lots, townhouses, and buildings, among others. However, they only have a limited number of covered areas namely Makati, Taguig, Muntinlupa, Pasig, and Las Piñas City. Aside from showing the various real estate assets available on its website, the platform also has a ‘Hoppler Magazine’ that provides real estate industry news and articles along with several tips for aspiring brokers, similar to Dotproperty.com. Overall, Hoppler encourages its users to post their own property for sale or even make a career in the real estate industry by becoming an agent on the platform.

Carousell (formerly OLX.com)

Carousell logo

The e-commerce website formerly known as OLX.com used to offer a wide range of products which included real estate assets on its catalog of products for its buyers. However, it eventually merged with an emerging selling platform in Carousell back in mid-2019 which often offered second-hand items such as cars, clothes, and other similar products.

Despite moving to a new platform, users like agents and brokers continued to post their real estate listings on Carousell where potential investors can often be found browsing through the posted items. This traction then led to the formation of a sub-website named Carousell Property where real estate assets are placed under a section that is separated from the other items that are being sold on the main platform. Here, users can browse the different categories for real estate properties such as apartment and condominium, house and lot, townhouse, lot, and memorial lot.

Furthermore, Carousell Property also has a diverse set of listings that are situated in populous areas within the National Capital Region namely Quezon City, Manila, Taguig, and Makati, among others. Though it is still not the go-to platform for users in terms of real estate properties, Carousell still offers a convenient way for sellers and buyers to communicate in a simple to use application that many people are already familiar with.

One Propertee

One Propertee logo

One Propertee sets itself apart from other listing websites by being unique for its ‘Income Filter’ which sorts out results based on a user’s monthly income. The platform then suggests listings that will be fit within their budget which can be as low as P50,000 and as high as P220,000. Aside from houses and condominium units, One Propertee also puts an emphasis on selling lots and land spaces around the metro. Similar to Dotproperty.com, they also have an ‘Active Developers’ section where potential investors can look through the properties according to its developers. One Propertee also has a buying and selling guide for beginners, which can be helpful for users who are new to the real estate industry and are using the platform for the first time.

Condo.com.ph

condo.com.ph logo

As suggested by its name, Condo.com focuses on offering condominium units for sale. However, they also have house, villa, apartment, and land listings that are posted though these are given less emphasis on their website. Condo.com allows its users to easily filter the results which can help them find the property that will best suit their needs and budget. In the platform, potential buyers can select the type of property that they are looking for and if they are planning to buy or rent.

The website also allows users to indicate their budget, the number of beds, along with the minimum and maximum square meters that they desire. In addition, potential buyers can also select the type of facilities and amenities that they would want to have in the condominium unit like gardens, libraries, fitness centers, among others.

Property24

Property24 logo

Like most platforms, Property24 also offers house and lots, condominium units, and townhouse properties on its website. However, it has a unique Map Search feature that allows users to see which properties are available in a specific area that they search for. Their places of coverage include Metro Manila, Cavite, Cebu, Palawan, and Bohol, among others. Property24 aimed to make it easier for potential investors as they provide access to their mobile application on both Apple and Android devices in order to make browsing more convenient for their users. Similar to Condo.com, they also allow users to filter their results in order to help them search for the most suitable real estate property available. Interested buyers can select according to the property type, allocated budget, and desired number of square meters. They can also tick the type of features that they want to be available to the property including being pet-friendly or having access to a nearby garden or a pool.

PH Realty

PH Realty logo

Though not as big and established as the other platforms, PH Realty still has a significant number of listings available on its website. Their main focus tends to be on condominium properties situated in Metro Manila but they also have other real estate assets such as office spaces and house and lots that are available either for sale or for rent. Moreover, users can also categorize the search results based on their status namely Preselling, Ready for Occupancy, or Rent to Own.

family

Invest in your own property today!

Just like these property listing websites, trust that Vistaland International can also help you find your dream home. From various real estate properties like house and lots and condominium units for sale, you can take the first step towards further expanding your investment portfolio with these options. Having a wide array of choices to offer, VIMI can provide its investors with a valuable asset that can last for future generations.

Are you an OFW or migrant Filipino looking to make a valuable investment? Become a VIMI investor today! Visit our website and connect to us via our live messenger button or contact us here.

If you’re an OFW with family in the Philippines, chances are that you use money transfer or remittance services to send over living allowances. Your favored remittance center may already be providing great service but it will never hurt to know about what other options are available.

Many OFW and migrant Filipinos also rely on remittance centers to send money to their loved ones residing here in the Philippines. You must choose the best domestic remittance center so it can cater to your and your family’s needs. There are many available remittance centers in the Philippines. Picking out the best one to suit your needs can be tricky but this comprehensive guide could help you weigh your choices.

family

What Are Domestic Remittance Centers?

If you’re still unfamiliar with remittance centers, no worries, this guide will tackle their basics. First off, remittance centers are defined as financial service providers that allow people to send or receive money remotely, whether abroad or just within the city or country. They only require a small fee on top of the money you are planning to send.

Remittance centers offer a more traditional way of money transfer. The requirements for sending or receiving money can vary depending on the remittance company but you don’t need a bank account to do a transaction. This is an important service for those who have no access to banking, credit cards, or online bank financing services like PayPal and Venmo.

The best part? The service is pretty quick, averaging from a couple of hours within the same day of transfer up to 48 hours, even if you’re sending or receiving money from the other side of the world. The wonders of technology have made it possible for real-time remittances that can be claimed within minutes or the same day. As part of their added services, these money service businesses also offer other financial services such as pawning, bill payment, foreign exchange, and e-loading.

Remittance Center Locations

There are technically two types of remittance services: money transfer and remittance. They mostly serve the same purpose, that is to send money overseas or to a remote area from where you currently are. However, money transfer mostly refers to cashless transactions that can be done online via desktops or mobile devices.

These payment centers are found in many areas, even in remote and far-flung places. Mostly, though, they are inside malls, shopping centers, and commercial areas which are frequented by regular citizens. There are almost 20,000 (and counting) money remittance centers in the Philippines that operate daily.

These remittance centers are scattered all over the islands. From the bigger cities of Luzon, Visayas, and Mindanao, to far-flung areas like small provinces, remote towns, secluded barangays, and even mountainous areas. Remittance service companies try to make their physical branches as accessible to as many people as possible. They know that plenty of Filipinos need their services often.

The great thing about these remittance centers apart from being accessible is that they are also specifically made to cater to the millions of OFW migrant workers who have no access to their local bank accounts or never had one in the first place. In this case, OFW with real estate purchases can opt to have due payments processed via remittance instead of bank transfer.

In addition, some OFW investors do asset management via remittances. This is an option for those abroad to send over their finances and savings to a trusted loved one and safely deposit them into a local bank account. This is less hassle for some than to try and maintain a local bank account while living in another country.

Top Domestic Remittance Centers for OFWs

Excited to see your options for sending your hard-earned money for loved ones to share? Perhaps you have some OFW investments or OFW property in the Philippines that you want to keep funding. Whatever the case, take a closer look at some of the best domestic remittance centers for OFWs in the Philippines. Most of these centers offer both domestic or within the country transfers and international fund transactions.

western union logo

1. Western Union

Western Union Money Transfer Rates

Domestic Remittance Rates: PHP 5.00 – PHP 595

Overseas Remittance Rates: PHP 500 – PHP 1,100

Operating Hours: Monday to Sunday (may vary according to location and holidays)

Number of Branches in the Philippines: Over 8,400

Number of Branches Worldwide: 500,000 agent locations in over 200 countries

One of Western Union’s most notable features is they allow senders and receivers to track their money.  You can do this by going to their website and using their money tracker option. You can also avail of their WU Membership Program that earns you 10 points for every remittance sent or received. Accumulated points can be used to get a 10%, 25%, or 50% discount on the next money transfer fee.

MoneyGram Logo

2. MoneyGram

MoneyGram Money Transfer Rates: PHP 49.00 – PHP 500 and above depending on the amount of money sent

Operating Hours: The office hours of partner agents vary per location

Number of Branches: Around 350,000 agent locations in over 200 countries

MoneyGram also allows you to track a transfer. You simply need to enter your transaction reference number on their website and you will see real-time updates on your remittances. Their remittance service also allows sending money directly to a recipient’s bank account in most major banking companies in the Philippines.

LBC logo

3. LBC

LBC Instant Peso Padala Rates

Same-day remittance (up to PHP 5,000 only): PHP 6.00 – PHP 220

Next-day door-to-door delivery (up to PHP 5,000 only): PHP 35.00 – PHP 320

Operating Hours: LBC branches are open seven days a week, office hours may also vary per location.

Number of Branches: Over 6,400 branches in the Philippines and partner agents in more than 30 countries

LBC is well-known as one of the top delivery courier services in the country. Now, not only can you send goodies to your loved ones but cash as well. More conveniently, LBC’s Peso Pak Door-to-Door Delivery offers to have cash delivered straight to the recipient’s home or office address. No need for pickups, just send them straight over to your loved ones for their convenience. This is a great option for senior citizens and persons with disabilities who may have difficulty going to places.

M. Lhuillier Logo

4. M. Lhuillier

ML Kwarta Padala Rates: PHP 3.00 – PHP 350

Operating Hours: Some branches are open Mondays to Sundays until 10 p.m., around 150 locations operate 24 hours a day, 7 days a week but are closed on national holidays.

Number of Branches in the Philippines: Over 2,000 ML Kwarta Padala branches

Number of Branches Worldwide: Almost 100 overseas partner agents

M. Lhuillier’s accessibility is its best feature. Some of their branches are open 24/7 in bigger, key cities. This means you can send remittances at any time of the day despite the time difference. This is especially important if the money is needed for unforeseen emergencies. ML Gift Cards are also available in PHP 500 and PHP 1,000 values. This scratch card allows sending money anytime and anywhere in the country using an active mobile number.

Cebuana Lhuillier logo

5. Cebuana Lhuillier

Cebuana Lhuillier Pera Padala Rates

Domestic Remittance Rates: PHP 1.00 – PHP 1,200

Overseas Remittance Rates: PHP 500 – PHP 1,200

Cebuana Lhuillier Operating Hours: Branches operate from Mondays to Sundays, 6 branches are open 24 hours a day, 7 days a week

Number of Branches in the Philippines: Nearly 2,500 branches and 4,000 Pera Padala agents

Number of Branches Worldwide: Over 80 international remittance partners

Cebuana Lhuillier offers their 24k Rewards Program for frequent customers. For every PHP 40 remittance fee paid, earn one point. Accumulated points can be exchanged for discounts, exclusive privileges, and other special offers. They also cater to online appointments so transactions can be made faster if you already have a schedule beforehand.

Palawan Pawnshop logo

6. Palawan Pawnshop

Palawan Pera Padala Rates: PHP 2.00 – PHP 345.00

Operating Hours: Branches are open seven days a week (including holidays) from 8 a.m. to 5:30 p.m

Number of Branches in the Philippines: Over 2,900 branches and Pera Padala agents

Palawan Pawnshop offers its Suki Card to loyal customers. This is a rewards program that gives a 5% discount and 2% rewards points on every remittance fee, as well as rebates when claiming money. They also update senders and recipients via instant text messages when their remittance has been claimed or is ready for pick-up.

RD Pawnshop logo

7. RD Pawnshop

RD Pawnshop Rates:

Free money transfer service for sending PHP 100 or less

Discounts on remittances starting at PHP 301

Rebates on remittances starting at PHP 901

Operating Hours: Branches are open from Mondays to Sundays, including holidays (except for Christmas, New Year, Good Friday, and Black Saturday)

Number of Branches in the Philippines: Over 1,300 branches

RD pawnshop’s core business is its pawnshop services. However, they also ventured to money transfer services and have long been trusted by many Filipinos worldwide. They still offer money-lending opportunities but you can also avail of their international and local money remittance services at competitive transaction rates. They have over a thousand branches in the country, making them accessible to many.

GCash Logo

8. GCash

GCash Remit Rates: PHP 1.00 to PHP 200

Operating Hours: 24/7 online

Number of Branches in the Philippines: Over a thousand outlets nationwide

GCash remit is brought to you by one of the country’s largest telecommunication companies named Globe. To use this service, you need to be a Globe subscriber and have an active Globe mobile number. The best thing about GCash is it is online so you can transfer and receive money anytime. It is also instant and will give you real-time updates.

Smart Padala Logo

9. Smart Padala

Smart Padala Rates: PHP 1.00 to PHP 400

Operating Hours: Mondays to Sundays. 9:00 AM to 6:00 PM

Number of Branches in the Philippines: Over 60,000 outlets nationwide

Smart Padala is also brought to us by a large telecommunications company in the Philippines which is Smart. You can remit or receive in one of the many Smart Padala branches nationwide. The catch is that you have to be a Smart subscriber to avail of this service. There are over thousands of Smart Padala outlets and partner remittances in the Philippines. Apart from domestic remittance, it can also be used to send money internationally, pay bills, and reload mobile wallets.

True Money Logo

10. True Money

True Money Rates: PHP 30.00 to PHP 345; Free money transfer service for remittances of PHP 100 and below and only PHP 1 fee for remittances from PHP 101 to PHP 300

Operating Hours: Vary per location, with most branches open 7 days a week from 9 a.m. to 6 p.m.

Number of Branches in the Philippines: Over 20,000 TrueMoney centers

TrueMoney remittance centers are super accessible and can be found practically everywhere in the Philippines. Sari-sari stores, pawnshops, internet shops, salons, bakeries, pharmacies, travel agencies, laundry shops, water refilling stations, and more cater to this center’s remittance services. Not to worry about security because TrueMoney agents use point-of-sale (POS) terminals to process transactions and issue receipts.

Optimum Exchange Remit and AllCash

11. Optimum Exchange Remit and AllCash 

AllCash Padala Rates: PHP 10.00 – PHP 320

Operating Hours: 9 a.m. to 6 p.m. Monday to Sunday

Optimum Exchange Remit Services:

Optimum Exchange Remit serves as the fulfillment arm in the Philippines of its various remittance tie-ups in Kuwait, the UAE, Saudi Arabia, Hong Kong, Singapore, and Saipan, through its different product offerings. 

They have branches under the name and style of AllCash located inside the Customer Service area of AllDay Supermarket in Vista Mall Taguig, Starmall Alabang, Evia Lifestyle Center, Vista Mall SOMO, and Vista Mall Tanza. AllCash offers competitive exchange rates of up to 15 currencies. Soon to open AllCash locations are in Starmall Edsa-Shaw, Starmall SJDM Bulacan and Vista Mall Bataan.

cash

Photo by fanjianhua from Freepik

Things to Consider When Doing Remittance

When choosing which domestic remittance center to use, consider several factors and try to weigh their pros and cons. How do you know if you’re availing of a reliable money transfer service? Look beyond the service rates they offer and see if their services can cater to you and your recipient’s needs and convenience. Consider these factors:

Speed of Transaction

When doing remittances, you want your recipient to receive the money as soon as possible. Most of the listed centers here allow for real-time domestic transactions while their international remits may take up to 48 hours to process, depending on the location. Nevertheless, if the remittance is taking longer than you think is necessary, look for a new money transfer service.

Convenient and Quick Transactions

While a majority of remittance centers require in-person transactions, many are leveling up their services by offering door-to-door money delivery or setting up online appointments to avoid long queues. Choose one that will take up the least time as possible to complete the transaction.

Accessibility to Sender and Recipient

With over a hundred thousand physical sites for all remittance centers, both in the country and outside, there is no shortage of senders and receivers. However, if you are sending remittances to loved ones who do not live in big cities or easily accessible towns, you may want them to check beforehand which remittance centers are closest and most convenient to them.

Good Customer Service

Good customer service is a must for every business and that includes money remittance companies. Their staff and employees should be able to handle inquiries about their services and give clear and proper instructions to customers. Good customer service also entails assisting customers before, during, and after a transaction to make sure everything goes smoothly.

Reliability and Reputability

Only do money transactions with remittance centers that are reliable, licensed, and reputable. A relatively unknown money transfer service may or may not be shady but it’s best to be careful with your money. Check on a company’s history, customer feedback, and operating systems to see for yourself if they can be trusted or not.

OFW and Filipino migrants all over the world deserve easy and convenient services. Domestic remittance centers also help with the ease of processing the ownership of your dream home. Real estate developers allow property investors to pay their dues via remittance centers, especially if they are living abroad. This can help you settle dues without missing payments and worrying about added penalty fees as remittance centers are accessible, anytime and anywhere.

There are also many remittance centers that are in partnership with property companies in the Philippines. If they are not in direct partnership with the company, the company’s primary bank may accept direct deposit from some domestic remittance centers. Vista Land is the largest homebuilder in the Philippines. The company also uses major bank providers in the country as well as remittance centers worldwide. Thinking of buying your own place? Let’s make your dreams a reality with Vistaland International’s range of properties. Your dream home is within reach. Send us a message today!

There is no right way of buying any property. Each journey is different for every aspiring homeowner and that is because each person has different reasons and different requirements when it comes to their ideal home. However, each aspiring homeowner can be smart about their purchasing decisions. This means being well informed and carefully weighing options and their pros and cons before coming to that decision. With that said, we’ve listed down the smartest ways to buy a condominium unit, specifically made for OFWs.

Find the right location

One of the most important aspects of choosing any property often relies heavily on its location. For aspiring OFW condominium owners, this could not hold more true as location is a big perk to owning a condominium unit. Living in a condominium means being situated near areas you would frequent for the extra convenience. Some major cities, especially business districts like Makati and BGC are good places to invest in a condominium unit due to the high demand to live within prime locations. 

Choosing the right location would greatly depend on your lifestyle and what you value as a family. If it is important that you have the convenience of living within walking distance to restaurant chains and malls, then you may want to consider condominiums located near such areas. Condominiums near transportation hubs are an ideal choice if you want  to commute to places with ease. If you prefer the quiet, then maybe a condominium unit away from the hustle and bustle of main streets and commercial areas would be more suited for you. 

Do your research

This is true for all aspiring condo owners, but more so for those wanting to buy a condo at the pre-selling stage. Checking out the developer and their past projects and reputation can help give you a better picture of what to expect when the condominium is finished. Are they able to finish their property developments at the projected dates? 

For condominiums that are already finished and ready for occupancy, what you can look into is the track record of the developer in helping manage and maintain the place. Things such as how tight the security of the condominium is, how well the building is maintained are just some things you can look closer into. It is always helpful to see what residents say as well, so checking out client testimonials would be great to give you a perspective from someone who is already residing within the community. 

vista residences lobby

Consider your budget and payment options

For many people, purchasing their new home would revolve greatly around their financial capacity. Make sure that the properties that you review are within your budget range. Know how much you are willing to pay for a condominium unit and try to also consider the other fees attached to making that purchase, such as move-in fees, tax, and the like. If you wish to buy a parking space, this is another thing to consider adding to your budget as parking spaces are sold separate from condominium units. 

Knowing also the financing options available for you is crucial in making sure you do not overextend yourself on your budget. See if there are any banks or financial institutions that can make your purchasing easier on terms that you can manage.   

Familiarize yourself with rules and dues

Different condominiums have different rules and regulations set by the condominium management or association. These can range from anything to garbage disposal schedules, unit restrictions, and other guidelines. If you desire to bring your pet with you to the condo, check first if the condominium is pet-friendly. If you wish to further remodel the unit, ask the management if they allow renovations. Some condominiums allow for more invited guests than others. There is no use in living in a condo where you have to compromise your or your family’s lifestyle simply because of the rules that they have set, so it is important to familiarize yourself with all of these before making your purchase. 

Another thing to consider would be the monthly dues. Because living in a condominium makes you part of their residential community, you would have to incur a monthly fee for the building and facilities maintenance, security, and payment for the different personnel of the building. These are all unique perks to living in a condo that should be taken into account in your monthly budget planning. 

Finding the right fit for you

There are certainly a lot of factors to consider in making a smart and well-informed condominium unit purchase. Thinking about all of these ahead of the time prior to buying the unit will ensure that you would be making the best purchase without feeling any buyer’s remorse or regret. Carefully consider your family’s lifestyle and priorities to ensure that you are buying a home that caters to those needs. Buying a condominium is a big step for any OFW so make sure it is one where you can feel most at home. 

Find the right condominium for you with Vistaland International’’s wide range of properties made for every OFW. Check out the catalogue in our website at www.vistalandinternational.com

For OFWs, it can be easy getting swept in the excitement of buying and moving into a new home. For some people, having a new home signifies a new chapter in their life. The good news is, with the right amount of money, anyone can buy their dream home. However, being successful with their purchase is a whole different topic. So when it comes to dealing with a huge amount of money and an investment as big as a property, it always pays to be a good well-informed buyer-investor. Having the right amount of knowledge not only equips you to purchase the right investment, but it also allows you to get the most value out of your property in the future – saving you the trouble of eventually trying to make a profit out of it or trying to liquidate it should the need arise.

In this article, we will be sharing three golden rules any OFW should know and practice when they’re on the lookout for buying a property in the Philippines.

Determine your purpose for buying a property

When you are swarmed with all the different options of properties available, the deciding factor often goes back to your core purpose of buying a property. Is it because you want to move to a different city? Is it because you want to upgrade your home to make room for a growing family? Are you purchasing this property to leave to your children? These reasons will be different for each buyer because each investor has their different considerations, but this decision will shape other considerations such as the type of property, its location, size, and more. 

If you are buying a property as an investment, this would open up other considerations that support this main purpose. Some people can get carried away and let their emotions get in the way throughout the buying process. But keep in mind that when it comes to investing, being objective about your purpose can help clear out the noise. The bottomline here is that knowing your purpose will help you know how best to approach your purchase. 

buying a property in the philippines

Do the right research

Once you have the purpose down, then you can start to put in the time to research your options. For those not familiar with the real estate market in general, you may want to make a short list of properties in some of your preferred locations just to get an idea in terms of the rate of prices of homes across different locations. If you are treating this property as an investment, then additional attention to market research will pay off in maximizing your profit gains. 

You can then zone in on location as it is one of the major considerations when buying a property. From here, you can check for infrastructure projects to see if the prices of real estate in the area can still rise in the coming years. For those buying to move to more strategic locations, you may check to see which ones would be best near places you frequent such as schools, hospitals, malls, and business centers. 

From here, you can delve deeper and deeper and check out the subdivisions or condominiums in the area, what the transportation options are, the local amenities near the area, and even the general safety of the neighboring community. For those getting homes for investment purposes such as renting, it helps to try to think of what would appeal best to your target tenants. 

Know the numbers associated with buying the property

Discussing the homes at face value can often be misleading as during the buying process, buyers would tend to incur more costs whether it be in processing the paperwork and documentation, doing home improvements or touch-ups, buying the furniture, and other fees that would come along the way. 

It is important to know the financing method that you would have to take. It is good if you are able to pay the home in cash, but for most people, getting a mortgage through a home loan from banks or financial institutions would be the best course of action. Getting financial help can change the amount of expenses you will incur each month, which means that you would have to pay closer attention not just to your income, but to your savings as well. On the other hand, if you are buying the property as an investment, it is even more crucial to get the right financials drilled down to be able to ensure you are getting the best deal for your money. 

Final thoughts

There are a lot of considerations to take but these three will serve as a baseline for most of your home buying journey. For OFWs, it can take a lot of time and effort to do research and keep yourself informed about your options, but it is something that will surely pay off especially once you have secured a property that is highly in demand in the market. It is always better to have all your bases covered at the start so that you can enjoy your home in the coming years with peace of mind that you made the right decision. 

Learn more about home buying for OFWs by checking out our blogs at www.vistalandinternational.com/blog

Christmas is the most widely celebrated holiday all throughout the world but the Philippines is known for going over the top with Christmas celebrations. After all, Christmas in the Philippines is considered as one of the biggest and longest celebrated holidays. Though the Philippines has several festivals and holidays, Christmas is the one holiday that Filipinos are most excited about. With Christmas right around the corner, malls and online shops are now putting up their latest Christmas themed products for sale. Here are six Christmas gift ideas to give your family and friends.

Books

There are several genres of books that are perfect for gift giving this Christmas. A coming-of-age or young adult fiction novels are great for teens while self-help books and classic novels are perfect for working professionals. Whether they are young or old, self-help books give a fresh understanding of one’s daily struggles and how to overcome it.

Holiday Gift Ideas, house and lot Philippines

Personalized items

There is nothing better than giving a friend or co-worker a personalized leather wallet, laptop sleeve, or a plastic phone case. Personalized goods rates depend on the kind of material used and the size of the product. These heart-felt items are sure to make the receiver feel special and unique.

pair of mugs

Wine/Food Baskets

You can never go wrong with a basket of food and wine. Wine alone can be a great gift to a father, brother or your boss. Throw in a handful of homemade goodies and you have an ideal gift for your neighbor or aunt and uncle.

wine baskets

Homeware

Basic kitchenware and cooking ware are perfect for mothers-and even fathers-who love to cook and bake. Homewares are also a great gift idea for a sister or brother who would love to try out their skill in the kitchen. If you have the extra budget, you can even go big as buying a new home furniture for your parents.

homeware

Gadgets

There are several cool gadgets to buy for your family and friends this Christmas, from your gamer cousin to your siblings who are enrolled in distance learning or working from home. For people who have a hard time finding a gift, the latest tech gadgets always make a great gift. No one turns down a brand new headset, no gamer looks away from a brand new gaming keyboard, and any student or working professional is grateful for whatever laptop accessories they receive. Relatives of OFWs and migrant Filipino have the advantage since the latest gadgets are released first in the United States or European countries.

gadgets

Home

A home is probably the biggest Christmas present any one could ever ask for. Aside from its long-term commitment, giving your family a home they could safely live in is a dream come true. Most OFWs and migrant Filipinos save their money and invest in a house and lot in the Philippines during December because of the limited promos and discount offered by real estate developers.

camella house and lot

There are several house and lot investments in the Philippines to choose from. It is just a matter of talking to a trusted developer to figure out the best home that suits your family’s needs. Take Vista Land for example, the nation’s trusted real estate developer with a wide roster of house and lot packages.  Vista Land International Marketing Inc. (VIMI) is the international marketing group for Vista Land; it caters to OFW investments, focusing on providing local Filipinos their dream home.

Achieve your dream home this Christmas. Vista Land can make it happen. Talk to us!

For OFWs, sending money back home in the Philippines is an essential factor of why they work abroad. Being able to support their families is every OFW’s goal and ambition. There is no denying that cash remittances from OFWs and migrant Filipinos keep the Philippine economy afloat. A slight difference in the currency exchange rate can accumulate to a thousand pesos or more.

Remittance centers are financial service providers that allow people to send and receive money abroad or within the country. Choosing the right remittance service will give you more value for your money. The money you worked hard for should be worth the effort you put in and the value you expect them to be. Not all remittance centers are built the same though.

There are several remittance centers in the Philippines with branches overseas. Before you choose a remittance center to transact with, check out this list of five remittance centers you need to know about.

Optimum Exchange Remit and AllCash

Optimum Exchange Remit
AllCash

AllCash Padala Rates: PHP 10.00 – PHP 320

Operating Hours: 9 a.m. to 6 p.m. Monday to Sunday

Optimum Exchange Remit Services:

Optimum Exchange Remit serves as the fulfillment arm in the Philippines of its various remittance tie-ups in Kuwait, the UAE, Saudi Arabia, Hong Kong, Singapore, and Saipan, through its different product offerings. 

They have branches under the name and style of AllCash located inside the Customer Service area of AllDay Supermarket in Vista Mall Taguig, Starmall Alabang, Evia Lifestyle Center, Vista Mall SOMO, and Vista Mall Tanza. AllCash offers competitive exchange rates of up to 15 currencies. Soon to open AllCash locations are in Starmall Edsa-Shaw, Starmall SJDM, Bulacan and Vista Mall Bataan.  

Western Union

Western Union

Money transfer speed: Within minutes

Transfer fee: Depends on the amount (see sample fees below)

Amount to be sent (PHP)Transfer fee (PHP)
1 – 10,000500
10,001 – 50,000750
50,001 – 100,000850
100,001 – above1,100

Western Union is a pioneer remittance center in the Philippines. It is the go-to remittance center for most OFWs and migrant Filipinos since it is highly accessible. Western Union provides money transfer services in more than 200 countries with over 500,000 agent locations worldwide. Western Union also transacts to nearly 130 currencies. Their digital remittance platform is one of the largest in the world. OFWs and migrant Filipinos can safely send money to their families via the WU mobile app and WU official website.

MoneyGram

MoneyGram

Money transfer speed: Within 24 hours

Transfer fee: MoneyGram transfer fees are higher than Western Union. Transfer fees vary according to mode of transfer and country of origin (see sample fees below)

Mode of transferBank transfer
Country of originUnited States of America
Amount to be sent (USD)Transfer fee (USD)
1 – 505
51 – 1,0008

*0.01USD is charged for every 1USD surpassing the 1,000USD limit.

MoneyGram is an innovative leader in cross-border P2P payments and money transfers. With nearly 380,000 global agent locations in more than 200 countries, MoneyGram offer affordable and reliable money transfer services to OFWs. MoneyGram’s digital platforms such as its mobile app and official website are accessible in more than 70 countries. MoneyGram customers can also find them on Facebook Messenger, where they can use the MoneyGram Sendbot to send and track money transfers.

Note: Unlike Western Union, MoneyGram does not have its own walk-in remittance centers. They are usually tied up with other remittance centers.

Cebuana Lhuillier Pera Padala

Cebuana Lhuillier Pera Padala

Money transfer speed: Instant/Real-time

Transfer fees: Depends on the amount (see sample fees below)

Amount to be sent (PHP)Transfer fee (PHP)
1 – 5,000500
5,001 – 10,000600
10,001 – 250,000900
250,001 – 500,0001,200

Cebuana Lhuillier is the Philippines’ leading and largest micro financial services provider specializing in remittance, pawning, micro savings, and micro insurance. Cebuana Lhuillier Pera Padala is its remittance arm, a quick and easy way to send money within the Philippines and abroad. Cebuana Lhuillier has almost 2,500 branches nationwide with more than 100 international partners. It also has digital platforms to send money such as the eCebuana mobile app and Home Portal via their official website.

LBC Express Remittance

LBC Express Remittance

Money transfer speed: Instant/Real-time

Transfer fees:

Same-day remittance (up to PHP 5,000 only): PHP 6 – PHP 220

Next-day door-to-door delivery (up to PHP 5,000 only): PHP 35 – PHP 320

LBC Express is the largest express courier, cargo, and money remittance service company in the Philippines. Their money remittance centers offer the intended recipient three ways to receive money, such as: receiving the money at any LBC Branch/Partner in the Philippines, door-to-door delivery, and money deposited into the recipient’s bank account. All money transfer transactions are done in real-time, which enable recipients to claim the money as soon as the sender is done with the process.

LBC Express cash remittances services are available in 1,400 branches nationwide, as well as LBC remittance partners in HongKong, Singapore, Taiwan, Bahrain, United Kingdon, United States of America, Malaysia, Japan, Spain, United Arab Emirates, Canada, and Australia.

 Xoom

Xoom

Money transfer speed: Within minutes or hours

Transfer fees:

Bank accountPHP249.50
Credit cardPHP299.50
Debit cardPHP299.50

Xoom is a subsidiary of Paypal, the most popular web-based money transfer in the world. Xoom is a flexible option for OFWs who prefer to send their money using their debit/credit card or bank account through a mobile app or website. Recipients can also choose to have the money transferred to a bank or remittance centers. Xoom also offers cash pick-up, bank deposit, and door-to-door delivery services in the Philippines. OFWs and migrant Filipinos can also send money and track transfers via the Xoom mobile app.

The best way to send money to your loved ones back home depends on the remittance service you use.  The amount and currency you send, the country you are sending money from, and the money transfer speed play important roles. Choose a remittance center that can you safely and conveniently transact with. Also, ask your family or recipient about their experience with your chosen remittance service.

Finding the right remittance service provider that is cost-efficient can save you and your family time and money. In Vista Land International, we prioritize the needs of OFWs. Whether you are sending money to buy a house and lot in the Philippines or just to pay bills, Vista Land International can help you with your needs. Talk to our accredited real estate brokers based abroad that can help you find the right remittance center. Follow us on Facebook or  learn more about us.

Lumina Homes held its first international virtual conference last November 13 to offer house and lot investments and Pag-IBIG Fund services to OFWs.  The event was a success as it gathered several OFWs based in UAE, Europe, and Asia via Zoom and had over 3,000 views on its Facebook live broadcast.

Hosted by Mr. Eleazar Diesta, a Senior Reporter for Kuwait Times, the online conference started with a short presentation about Pag-IBIG Fund by Ms. Maria Analyn Gaoat, a Pag-IBIG Member Services Officer based in Doha, Qatar.

Worldwide Online Conference hosted by lumina homes

Ms. Gaoat  discussed six various benefits and programs to make sure potential investors are well-informed with Pag-IBIG’s services. Among those programs and services discussed were the Pag-IBIG Regular Savings, Pag-IBIG MP2 Savings, Pag-IBIG Short-Term Loans, Pag-IBIG Housing Loan, Virtual Pag-IBIG (Pag-IBIG website, and Virtual Pag-IBIG for Developers and Employers) and the Pag-IBIG Loyalty Card Plus. The Pag-IBIG session then ended with a brief forum where Ms. Gaoat answered questions from the audience and explained certain Pag-IBIG rules.

Mr. Diesta welcomed the next guest speaker, Ms. Evangeline Junio, Managing Director of VIMI Abu Dhabi by asking her about VIMI’s vision.

“We have a registered and licensed office here in Abu Dhabi and Dubai under the Department of Economic Development. VIMI’s vision is to provide OFWs, whether they are working as a housemaid, janitor, saleslady, or whatever their job is, their home when they come back to the Philippines,” said Ms. Junio.

lumina community

Ms. Junio continued to advise the OFWs that their homes should not be the only investment that they prepare for. OFWs should also  look into other investments options to compensate for their hard work and efforts abroad. Acquiring another housing unit nearby for the purpose of an apartment or rental business is a great idea to earn additional monthly income for your family. Ms. Junio ended her session by saying that the most important aspect of buying a house is that, your home is where the love and memory with your family is built.

Mr. Mario Santos, Managing Director of VIMI – Milan and advocate of Asensadong Pinoy was the next guest speaker and talked about the current mindset of OFWs when it comes to financial awareness and investing in real estate.

lumina worldwide online conference

“Our OFWs have a great mindset because of the virtual campaigns that we do. We (OFWs) have come a long way. Before, OFWs would work, earn money, and spend. A good thing about our advocacies is that more OFWs realized the importance of having a home. With all the calamities that happened in our lives, there were a lot of realizations. It is important to have a home in a safe community which Vista Land continues to offer,” explained Mr. Santos.

As a real estate salesperson, Mr. Santos reiterated Ms. Junio’s earlier message that OFWs should stay pro-active and think of other ways to earn money even when they are abroad.  He hopes that when OFWs come home and retire, they have an investment that can generate income.

VIMI’s very own Engr. Rowell Santiago also made a guest appearance at Lumina Homes’ online conference. He briefly spoke about how VIMI started out in 1995 and the company’s previous roadshows in Middle East, Asia, UK, and USA.

Capping off the virtual conference was Lumina Homes’ Division Head, Mr. Joemi Tan. Being a mass housing brand, Lumina Homes is a great investment option for OFWs since most of them have elementary occupations. There are a lot of opportunities in socialized housing. For starting investors, Lumina Homes has several listings of budget-friendly and manageable housing units such as row houses and townhouses. These homes make a perfect apartment business since they have a small sufficient space which makes them easy to maintain and manage.

Being the international marketing division of Vista Land, VIMI has developed strategies to build strong relationships with local Filipinos, OFWs, migrant Filipinos, and real estate brokers in the Philippines and abroad. Get started in real estate investing with VIMI. Offering a wide variety of house and lot units, VIMI will help you achieve that life-long dream of owning a home.

Get ready for another 3-day worldwide online conference with three highly recommended real estate brands from Vista Land and Lifescapes Inc. This October, Vista Land International Marketing Inc. (VIMI) focuses on gathering premier real estate brands for weekly online.  This is one way of reaching t to OFWs and migrant Filipino workers who are looking for investment opportunities in the Philippines. These international property roadshows are a great opportunity for OFWs, migrant Filipino workers, and foreign investors to acquaint themselves with the different real estate investments Vista Land has to offer.

Bria Homes is eager to kick-start the first day of the worldwide web conference. Bria Homes offers high-quality affordable house and lot packages focusing on row houses, bungalows, and townhouses that can be financed through Pag-Ibig Fund. It also has a portfolio of quality condominium units offering studio units and 1 bedroom units in Bria Condo CDO.

vimi international property roadshow

Hosting the Bria international property roadshow are Top VIMI Managing Directors Mr. Ben Garcia, Mr. Dirk Yu, and Mr. Zaldy Cabrera. Catch Bria share its latest developments and showcase its newest house unit on October 23, 2020, 6 PM Manila time via Zoom.

Camella, the largest real estate developer in the country and the grand flagship of Vista Land, recently unveiled its newest home investment, The Camella Manors. These are condominium homes that offer investors comfortable and convenient condo living. Strategically located in highly-urbanized areas, Camella Manors provides accessibility to business offices, malls, schools, hospitals, and churches, making it an ideal condo investment.

Camella Manors International Property Roadshow

Discover great investment opportunities with Camella Manors on October 24, 2020, 6 PM Manila time via Zoom, together with VIMI Managing Directors Mr. Eleazar Diesta as host, and Ms. Josephine Aslan, and Ms. Vangie Junio as guest speakers.

             Capping off the last day of the worldwide property roadshow is Golden Haven, the third largest real estate company in terms of market capitalization. Golden Haven, a subsidiary of Golden Bria Holdings Inc., is mainly involved in memorial lot developments and columbarium facilities. Presently located in 32 areas across the country with 35 memorial park developments, Golden Haven aims to be the leading brand of death care development and services. Golden Future Life Plans, the life plan component of Vista Land’s death care development, will also take part in the Golden Haven international property roadshow.

Golden Haven International Property Roadshow

Join VIMI Managing Directors Ms. Jessie Nanoz, Ms. Evangeline Junio, and Mr. Mario Santos at the Golden Haven worldwide investment forum featuring Golden Future Life Plans on October 25, 2020, 8 PM Manila time via Zoom.

From affordable house and lot packages to condominium homes to memorial park developments, Vista Land offers a wide range of flexible real estate investment assets to choose from. Vista Land pushes the standard of the real estate industry by expanding its current services and strategies. Through these worldwide property roadshows, Vista Land and Lifescapes Inc. can connect and establish meaningful relationships with its international and local investors.

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