For more than four decades, Vista Land and Lifescapes Inc. has been a game-changer in the Philippine real estate industry and has a proven track record of providing homes for every Filipino family. Founded by Manuel B. Villar Jr., Vista Land has grown to be the largest homebuilder in the Philippines and evolved to being one of the leading integrated property developers. Having built more than half a million homes, Vista Land has earned the trust of many Filipinos and garnered nationwide recognition for its dedication to provide a unique standard of living.
Through its international marketing division, Vistaland International Marketing Inc. (VIMI), Vista Land has also established long-lasting relationships abroad. Building relationships with OFWs and migrant Filipinos, VIMI has provided reliable access for Filipinos to buy a house and lot in the Philippines.
With well-known housing developments such as Lumina, Camella, Brittany, Crown Asia, and Lessandra located in over 40 cities and over 140 municipalities, Vista Land caters to all income segments in the Philippines.
Here is a round-up of all housing brands of Vista Land. Keep reading to know which house and lot development is best for OFWs and migrant Filipinos.
Lumina Homes is a mass housing developer in the Philippines and the most affordable house and lot development of Vista Land. Lumina Homes has house and lot developments in more than 40 cities and municipalities nationwide. With eight model houses to choose from, Lumina provides a variety of affordable properties for minimum wage earners.
Lumina’s eight model houses are: Aimee Rowhouse, a 22 sqm home in a 53 sqm lot, Anna Rowhouse, a 24 sqm home in a 54 sqm lot, Alea Loft, a 32 sqm home in a 58 sqm lot, Angelique Townhouse, a 35 sqm home in a 54 sqm lot, Angeli Townhouse or Single Firewall, a 42 sqm home in a 54 sqm lot, Armina Duplex or Single Firewall, a 35 sqm home in a 54 sqm lot, Adriana Townhouse, a 44 sqm home in a 54 sqm lot, and Athena Duplex or Single Firewall, a 53 sqm home in a 54 sqm lot.
Lumina Homes is a good choice for OFWs, starting investors, young independent professionals, and newly-wed couples who wish to buy their first house and lot investment that is easy on the pockets. As an affordable housing brand, house and lot units can be availed through Pag-IBIG Loan Financing. Lumina Homes is known to be in close proximity to business establishments, educational and financial institutions, hospitals, and recreational parks.
Although it is a socialized housing subdivision, Lumina offers a quality standard of living by having its own amenities inside the community such, basketball courts, multi-purpose halls, mini gardens and playgrounds, and space for a future commercial area.
Lumina Homes takes care of its homeowners by keeping the community secured 24/7 with guarded entrance gates with CCTV, roving and stationary security guards, and high perimeter fences.
Lumina Homes brings to life their slogan, “Every Juan’s home”, by providing every Filipino the pride of homeownership.
Want to know more about Lumina?
Located in over 30 progressive areas nationwide and growing, OFWs and migrant Filipinos can easily own a home for their families while working abroad. Lessandra communities are in close proximity to offices, shopping malls, hospitals, and road networks. For leisure activities, Lessandra homeowners can spend their time in the community’s swimming pools, clubhouses, basketball courts, and playgrounds. On top of the amenities and accessibility, each Lessandra community is highly-secured 24/7 with guarded entrance gates, CCTV cameras, around-the-clock security guards, and perimeter fences.
Bringing affordable pricing schemes and quality standard of living together, Lessandra fulfills their promise of an Angat and Aliwalas life.
Camella Homes – Vista Land’s frontrunner in their roster of house and lot subdivision projects in the Philippines. Known to be the country’s largest homebuilder with an excellent reputation, Camella has been providing quality homes to Filipinos for over 40 years. Through the years, it has developed house and lot communities in 49 provinces and 149 municipalities in the country.
Camella Homes is also widely-known for their masterplanned townships and high-quality house models. With their competitive pricing for house and lots in the country, Camella is ideal for the working class sector, big families, and OFWs who wish for a retirement home. Camella has seven house models to choose from with an option for an extra lot as an extension for your home.
The seven house models to choose from are: Alliyah Single Firewall, a 46 sqm home on a 86 sqm lot, Alli Single Firewall, a 44 sqm home on a 88 sqm lot, Bella Single Firewall, a 53 sqm home on a 88 sqm lot, Cara Single Firewall with Carport and Balcony, a 66 sqm home on a 88 sqm lot, Dana Single Firewall with Carport and Balcony, a 83 sqm home on a 99 sqm lot.
There’s also Ella Single Firewall with Carport and Balcony, a 100 sqm home on a 110 sqm lot, Freya Single Detached with Carport and Balcony, a 142 sqm home on a 121 sqm lot, and Greta Single Detached with Carport and Balcony, a 166 sqm home on a 143 sqm lot.
As a pioneer for masterplanned communities, Camella boasts its amenities inside the community such as their own church, school, shopping mall, transportation system, swimming pools, clubhouses, and jogging paths. While not all Camella communities have their church, school, and shopping mall, most communities are near to business establishments, offices, educational institutions, and places of worship. Camella guarantees its homeowners’ safety with its heavily guarded entrance gates, car pass for homeowners and visitors, CCTV cameras around the community, high perimeter fences, and roving patrols inside the neighborhood.
As the forefront of Vista Land housing developments, Camella continues to stand by one of its goals of redefining townships nationwide. One of its innovative developments is the Camella SmartHomes campaign where it retains the current design and floor plan of a Camella house unit but with added built-in technology. With either a touch from a mobile phone or through motion detectors, this technology enables Camella homeowners to open and lock doors, control lighting, program smoke alarms, and monitor plugged devices. Camella homeowners can also register their biometric data and unlock doors using their fingerprint. Another security option of the Camella SmartHomes is their password feature. Using a password, homeowners can open and lock their homes by entering a password.
All you need is here at Camella.
Find out which Camella masterplanned township is the best community for your family.
Crown Asia is part of Vista Land’s premium house and lot subdivision in the Philippines. For 25 years, Crown Asia has been providing exceptionally designed house models and communities to Filipinos. Crown Asia communities’ themes are usually Italian, Caribbean, Mediterranean, Spanish, or American. Nestled between progressive areas in Luzon such as Cavite and Laguna, Crown Asia has 15 lavish house and lot developments. Each community has vast expanses of open spaces and sweeping views of nature, designed for a laidback lush lifestyle.
As a luxury house and lot subdivision in the Philippines, Crown Asia creates communities which targets upper-middle-income Filipino families. There are 12 upscale house models to choose from, six homes for the classic series and six homes for designer series. The designer home series’ open space layout upon turnover distinguishes itself from the classic home series.
The six classic home series are: Franco 242 Single Detached, Lladro 211 Single Detached, Beryl 177 Single Detached, Francesco 142 Single Detached, Martini 109 Single Detached, and Stefano 143 Single Detached.
The six designer home series are: Designer 65 Single Firewall with Carport and Balcony, Designer 97 with Carport and Balcony, Designer 110 Single Firewall with Carport and Balcony, Designer 166 Single Detached with Carport and Balcony, Designer 142 Single Detached with Carport and Balcony, and Designer 211 Single Detached with Carport and Balcony.
On top of luxury houses for sale, Crown Asia also offers expansive lot only packages to families who want to have the freedom to build their dream home.
Each Crown Asia community has their own swimming pool, gym, clubhouse, basketball court, function room, jogging paths, barbecue areas, and playgrounds. As a provider of homes to affluent families, security is one the main priorities of Crown Asia. It protects its homeowners 24/7 with roving patrols, car passes for visitors, car pass stickers for homeowners, CCTV cameras, high perimeter fences, and guarded entrance gates.
Crown Asia provides different property options for OFWs and migrant Filipinos when it comes to a luxury house and lot for sale worthy of their hard-earned money. OFWs and migrant Filipinos who have spent years living abroad and wish to acquire an expensive and high-end home in the Philippines are best suited for Crown Asia communities.
Come home to a lavish community that pioneered thematic communities in the Philippines with houses of impeccable design.
Ready for the lush life? Get started on luxury living with Crown Asia
Brittany Corporation is Vista Land’s upscale and high-end house and lot subdivision. Brittany is the first to conceptualize deluxe dream communities offering expensive house and lot units in the Philippines. Integrating old world charm and modern design, Brittany features scenic views of nature while living in the Metro. Inspired from the world’s popular breathtaking destinations, Brittany brings these beautiful places closer to opulent families.
Since Brittany is a premiere name in luxury real estate development in the Philippines, it is a perfect choice for OFWs and migrant Filipinos who have a taste for sophisticated artful living. Each Brittany community is inspired by Swiss, American, Italian, French, and Neo-Victorian sceneries. There are 11 upscale Brittany communities situated within thousands of pine trees in Tagaytay, Laguna, Alabang, and Sucat. There are 14 elegant house models to choose from and families may opt for a lot only option if they wish to build their own home.
The 14 upscale houses of Brittany are:
Allison, a 211 sqm home with 3 bedrooms, Antonello, a 286 sqm home with 4 bedrooms, Carletti, a 211 sqm home with 3 bedrooms, Carolyn, a 265 sqm home with 3 bedrooms, Chatelard, a 209 sqm home with 4 bedrooms, Elliot, a 302 sqm home with 4 bedrooms, Lawrence, a 349 sqm home with 4 bedrooms, Lucerne, a 207 sqm home with 3 bedrooms, Marcia, a 153 sqm home with 3 bedrooms, Pietro, 264 sqm home with 4 bedrooms, and Raffaelo, a 292 sqm home with 4 bedrooms.
Brittany has exclusive amenities designed for the elite lifestyle. Each enclave has their own swimming pools, flower gardens, clubhouses, fitness gyms, jogging paths, basketball and tennis courts, tree houses, and even man-made lakes right inside the community. Housing several opulent families, Brittany takes pride in its maximum 24/7 security such as roving guards, CCTV cameras, high perimeter fences, heavily guarded entrance gates, and car pass stickers.
Bask in the ease and comfort of living in a private sanctuary with pine trees surrounding your home.
Discover more luxury properties of Brittany.
Get Started with Vista land International Marketing Inc.
Have you picked out which Vista Land home is best for you? If not, then Vista land International Marketing Inc. can help you in the process of carefully selecting the best community for you and your family. As the international marketing arm of Vista Land, our professional real estate agents around the world can take care of your needs and assist you in the home buying process.
Get a free quote now! Send us a message or contact us on Facebook: www.facebook.com/vistalandinternationalofficial
Life is made beautiful in Vista Land.
Overseas Filipino workers (OFWs) are often called modern-day heroes for their continuous sacrifice to work abroad in exchange for a better life for their families. The majority of the population of migrant workers around the world is comprised of OFWs. With all their years of patience and diligently working abroad, they deserve to have a quality home for their family. OFWs and migrant Filipinos are also known to make extra income from side jobs and various investments options. While the latter is often the least heard of, OFWs can get easily get started on real estate investment.
Vista Land, the largest homebuilder in the Philippines, has a wide roster of house and lot subdivision projects in the Philippines catering to all income segments. Additionally, Vista Land has even more investments options to offer for OFWs and migrant Filipinos. It is through Golden Bria Holdings, Inc. that Vista Land has truly expanded their target market reach. Under Bria Homes, Vista Land was able to provide affordable house and lot units for the average Filipino and OFW.
In this article, we will learn more about one of Vista Land’s companies, Golden Bria Holdings, Inc., and their most affordable house and lot subdivision project and flexible investment and real estate asset to invest your hard-earned money on.
In terms of market capitalization, Golden Bria Holdings, Inc. is one of the largest real estate companies in the Philippines. Golden Bria is mainly engaged in the development and sale of memorial lots across various cities and provinces in the Philippines. In 2017, Golden Bria acquired the majority of ownership interest in Bria Homes, Inc. and modified its primary business purpose into real estate to gain flexibility in undertaking business expansion while engaged in the death care industry.
Bria Homes is the affordable house and lot subdivision project of Golden Bria Holdings, Inc. Strategically located in 40 progressive cities and municipalities in the Philippines, Bria Homes has 51 affordable house and lot projects and growing. Bria has five affordable house models to choose from: Elena Rowhouse a 22sqm. unit on a 36 sqm lot, Elyana Rowhouse a 24 sqm. unit on a 36 sqm. lot, Bettina Townhouse a 44 sqm. unit on a 36 sqm. lot, Alecza Single Firewall 36 sqm. unit on an 81 sqm. lot, and Thalia Single Firewall/Duplex a 45 sqm. unit on an 81 sqm. lot.
Bria Homes is the perfect match for OFWs and young professionals since their starting price is PHP500,000. This starting price can enable OFWs to acquire their affordable quality house and lot units for residential use or investment purposes. For a more convenient payment scheme, OFWs and locally employed Filipinos can opt to choose for Pag-IBIG Funding if it fits their chosen house model.
Though it may be a socialized housing development, Bria provides a pleasant community within the metro. This is because of its amenities such as: covered basketball courts, perimeter fences, guarded entrance gates, and roving security guards. Bria communities are within close proximity to schools, business establishments, recreational hubs, and places of worship. They are also close to major roads and highways, providing accessibility around the city.
Bria Homes is primed to bring affordable house and lot units closer to ordinary Filipinos and OFWs.
Discover more about Bria Homes’ affordable house and lot for sale here: https://vistalandinternational.com/brand/bria/
Golden Haven is a subsidiary of Golden Bria Holdings, Inc. and currently has 35 developments present in 32 locations across developing cities and municipalities in the country. Golden Haven is widely-known as the largest and most beautiful chain of memorial parks in the Philippines. Golden Haven takes pride in being the first and only death care company listed under the Philippines Stock Exchange (HVN). Golden Haven has features inside their memorial parks such as: guarded entrance gates, activity area, restrooms, chapels, butterfly garden, sales garden, and fountain area all designed for a solitary peaceful ambiance.
While it may come as an unconventional way of investing in real estate, OFWs and young professionals can use memorial lots as part of their investment portfolio. They can invest in a lot package starting at PHP53,000 and sell it for a higher price once the lot has been fully paid. Like other real estate properties, memorial lots also have high-value appreciation rates. Having a memorial lot asset can lessen the financial burden for your family in the future.
Also, it doubles as collateral since it is a tangible asset that is easy to sell. Golden Haven offers memorial lots of varying sizes and pricing points. The four basic lot packages are lawn lot, garden niche, family patio, and family estate. They also have columbaries, chapels, and crematoriums within a selection of their memorial parks. Clients who choose a family estate lot have the option to construct a mausoleum given that the design and construction of which must conform to Golden Haven’s parameters as part of the terms of purchase. Golden haven also provides construction and associated services for mausoleums as an additional service and cost to the client.
Golden Haven is dedicated to bring healing and hope to the living and also guaranteeing its care and honor to their beloved departed.
To know more about why Golden Haven is praised as the most beautiful chain of memorial parks in the Philippines, send us a message.
Discover more OFW Investments Options at Vistaland International
Through the efforts of Vistaland International Marketing Inc. (VIMI), Vista Land can easily reach out to OFWs and provide them the home of their dreams. From various house and lot units for sale to memorial lot options, Vista Land has what it takes to further expand your investment portfolio.
As the international marketing arm of Vista Land, OFWs and migrant Filipinos can visit our offices in Manila, Italy, United Kingdom, UAE, and Kuwait. Trust that our professional real estate sellers will find the right house and lot that fits your budget and exceeds your family’s expectations.
Are you an OFW or migrant Filipino looking for extra income? Become part of Vista Land’s international marketing team! Click here to register as a seller.
Buying a home is one of the best investments for Overseas Filipino Workers (OFWs). For most OFWs, the goal is to provide enough to finally be able to return home, making them all the more deserving of a great home to come back to. So getting a new home will not just be a reward, but also a testament to all their hard work. However, choosing a house is not as straightforward as one may think.
With various factors couple with the challenges of having to purchase one all the way another country, the process of acquiring real estate properties becomes a little harder. Luckily, we have compiled some considerations to keep in mind before buying that dream home for every OFW. We will walk you through the entire process and help you make that dream investment come to life. Here are the factors to consider when choosing a house to buy in the Philippines.
Being prepared is not just about knowing what you want in a home but also how you are going to get it. The desire may be there, but it is always important to ask the question of whether or not you are completely ready. Buying a home, whether it is just a lot or a house and lot, is a huge milestone and a big decision that requires plenty of consideration. One of the things you have to first think about is your budget. Ask yourself how much you are willing to spend on a property.
OFWs know the price of money more than anyone, so naturally, this is the first hurdle you have to go through before deciding on purchasing a new home. It is also important to know how much cash you can pay and if you are going to need to apply for a home loan from any private bank. Your financial position will greatly influence your decision as this will also be able to determine what kind of property you should be looking for, what your financial limitations are, and whether or not you should start looking into housing loans.
Because you will be practically putting years of hard earned money into buying a new home, another question that needs to be answered is: what is the exact purpose of buying this property? The most reasonable answer for most OFWs would be to purchase a new home that would serve as the primary residence for their family.
With this reason, then, the property you will be looking for should be able to meet your requirements based on your family’s size, the location of your children’s schools or your spouse’s workplace, and the type of property you are looking to acquire. Once you have been able to think about these requirements, the next step would be to drill down the specifics of the kind of property you are looking for.
There are different types of properties available in the market today. Such types of properties include condominiums, townhouses, and house and lots – all of which serve different purposes and have their pros and cons. By already knowing your objective for buying a property, figuring out the type of property you need will now be easier.
If you have a big family then getting a big space that a house can offer might be more reasonable. If your family, however, is rooted near certain business districts for work and/or school, then purchasing a condominium unit ear strategic locations might be a better option.
Another consideration to think about is whether or not you want to buy directly from a real estate developer or an individual seller. There are many listings online that you can check to search for different options out there in the market. These listings make it easier for OFWs to see what is available in the market, despite living abroad. Each property listing, from property type to location, to size, to nearby establishments in the area, their pros and cons . The best way to begin is by checking out what’s available through online listings.
It is always preferable for any OFW buyer to view the property personally instead of relying on images and video footage. Doing so will allow you to see if it is the kind of property that suits your family’s needs and if it is truly worth your money. Viewing the property in person will also help you visualize what it would be like to live there.
However, if you are not available or unable to come home due to your job constraints, make sure to choose trusted people such as your spouse or your siblings to conduct the site viewing on your behalf. Having trustworthy people view the property on your behalf can help give you make a better decision moving forward.
There are many factors that come into play when you are considering which real estate developer to approach for your new home purchase. One of the biggest considerations when choosing a real estate developer is the quality of the property that they are traditionally known to deliver. In addition to this are the facilities or amenities present in the building or community.
Each developer has its share of strengths and weaknesses, so this is something to keep in mind when thinking about the right property for your family’s needs. If you do not know where to start, marketing arms such as Vistaland International can help get you started with our variety of affordable and quality homes in the best locations, perfect for any OFW family.
Overall, the process of buying your new home may not be the easiest, but it is surely rewarding. Having a real estate developer or agent that can offer you a variety of options will make the process smoother. We will assure that you will not just be coming back to a new home, but that by purchasing a new property, you are also making a great investment.
Knowing how your new property can become a great investment for your family’s future may also help you make a better decision when purchasing your home. If you are curious to learn more, visit our website at www.vistalandinternational.com to get started on your home-buying journey.
Filipinos are innately hardworking people. We work, we earn, and invest in the hope of becoming financially stable. Some even find income replacement options or scour alternative sources of income. However, saving up today has not come as easy as before given the current economic climate.
While many of us were affected by the COVID-19 pandemic, our OFWs are probably one of the heavily affected. This is why, as an OFW, it is always a good time to start looking for new ways to increase your income despite your current salary, and real estate is always a good place to start.
By owning a piece of real estate, you can be assured that regardless of what you decide to do with it, you will be getting your money’s worth. This is because real estate values appreciate over time. Regardless if you decide to rent out your property or for residential use, the value of the piece of land you own will eventually appreciate, allowing you to eventually sell your property at a higher price than when you initially bought it.
The most popular form of real estate investment often used by businessmen and other OFWs are through the form of home rentals. In this article, we will share with you the different types of rental businesses that you can choose from for your next real estate investment.
In key cities such as Metro Manila, condominium rentals are highly in demand as it is convenient for people who want to live near the place they work or go to school. Students and young professionals alike have opted for condominium rentals in the central business districts not just to be closer to offices and universities, but also to be near social establishments and to save on transportation costs.
For this reason, when investing in a condominium unit, consider the nearby establishments and conduct more research on the nearest universities, work establishments, or hospitals in the vicinity. The presence of nearby establishments will allow you to eventually rent out your unit faster or even resell your unit to another buyer after a few years.
Many small families, especially those starting out, are often unable to purchase their own home within their first few years of marriage. This comes as a good opportunity for real estate investors who have the financial capacity to buy houses with the intention of renting this out to another family. Doing so will not only give you a passive income through home rental, but it will allow you to maintain the title to the property, thereby reaping the value appreciation of the property over time. Houses and lots in gated villages and neighborhoods are especially popular as these communities offer safety and security, especially for families with young children.
Tourist destinations in the Philippines such as Boracay, Palawan, and Cebu have, in recent years, become investment hot spots not just for local investors but even for foreigners who have fallen in love with the country’s beaches, people, and climate. For this reason, vacation homes have become a serious type of real estate investment. The best part is, while the homeowners are out of town, the properties become open for rent or lease. This has allowed real estate investors to benefit from a passive income through a piece of property that they would consider as a luxury.
Real estate investment is not just about buying and selling. It can be an eventual means of not just earning a passive income but can become a primary source of income if done right. Real estate investment can also be the answer to securing your family’s financial future with or without your career abroad.
Ready to jumpstart your real estate journey? Vistaland International offers a variety of real estate investments perfect for any OFW. Contact us at www.vistalandinternational.com to learn more.
Here are the steps on the processing of Home Loan approval
Vistaland International Marketing Inc. (VIMI) is the international marketing division of Vista Land & Lifescapes, Inc. Our team was created to capture the bigger slice of the real estate market by veering away from the traditional concept of real estate marketing. We offer a full spectrum of quality condo properties and house and lots for sale by cutting through different market segments and spanning the entire Philippines archipelago.
We believe that home is truly where the heart is so we make sure to offer homes built on well-planned, strategic, and secured locations for a memorable home living. We offer a diverse selection of house and lots for sale in the Philippines under award-winning developers such as Brittany Corporation, Crown Asia, Camella Homes, Lumina Homes, and Bria Homes.
It’s no secret that Overseas Filipino Workers (OFWs) want to provide their family a proper home in the Philippines. The homebuying process while being away from your family can be overwhelming. With different time zones and miscommunications, they would always have a hard time talking to real estate agents in the Philippines while working abroad.
Vistaland International cares for the welfare OFWs. Especially during the homebuying process where OFWs and migrant Filipinos are prone to scams and frauds.
Here are the complete steps on how you can start your real estate investment and property investment journey while you are abroad. Just follow the steps below on how an OFW like you can easily reserve a property while abroad.
Still hesitant to reserve a property abroad? It’s best to have a reliable real estate salesperson to talk about your OFW property investments. Luckily, Vista Land International has a network of global salespersons! You can browse through our available properties for sale and send us a message to get started with your real estate investments.
Vista Land International Marketing, Inc. (VIMI) is the international marketing division of Vista Land. Aiming to provide OFWs and migrant Filipinos a home in the Philippines, VIMI has established long-lasting relationships with brokers and clients around the world.
Get started with your property investments! Contact us today and follow our social media accounts: Facebook, YouTube, Twitter, Instagram, and LinkedIn.
By Jedd Marie Dumadaug
Should you go rent or buy a house? This has been an ongoing dilemma for property seekers. While renting may seem cheaper compared to buying a house, you may be in for larger expenses looking at the bigger picture. Yes, monthly rentals cost less than monthly mortagages. But at the end of the day, it is your landlord that is earning from your own hard-earned money. Looking at it in the long run, buying your own house is still the plausible option. Today, we will take a look at the reasons why OFWs should buy a property instead of paying monthly rentals.
In this day and age, being able to buy a house and lot in the Philippines is no easy task because the monthly amortization can be heavy on the pockets. And when word gets around that a certain friend or family relative bought a house in the Philippines, it is considered as a financial success and a life upgrade. Although money plays a big role in buying a home, OFWs and migrant Filipinos should not solely focus on the financial aspect but the several advantages of having a permanent residence.
There are several families supported by an OFW family member that are living in a rental home or apartment. OFWs and migrant Filipinos know how long it takes to find the right place to live in. Their experience in finding a home to live in a foreign country and processing the necessary documents makes them familiar with real estate.
When you rent a home or an apartment, the landlord can increase the monthly rent at any time, unless you have a lease contract. A sudden increase in the monthly rate comes as a burden to tenants especially if they were not informed ahead of time. There is also a chance that the landlord might sell off the property or renovate it into a commercial building when they notice the infrastructure developments in their surroundings.
When you own a home, the monthly amortization is fixed. Whatever amount you and the developer have agreed on, that will be the fixed amount to be paid every month. Having a fixed monthly payment is an advantage because you know how much to save, set aside, and prioritize.
In a rental property, you cannot change the interior and exterior of a property without paying for a penalty fee or having to shoulder the cost of the repairs. Though there are some landlords that grant permission to revamp the interior or exterior of their home, there are still certain limitations and rules to follow. Moreover, house rentals and apartments have certain rules such as no pets allowed, curfew hours, and visitor restrictions.
As a homeowner, there are still rules by the developer and the homeowner’s association (HOA) that you should follow. However, you still have enough freedom to bring your pets, enhance your garden, and renovate the interior and exterior of your home after securing an approval from the developer.
Most people often get intimidated by buying a house because of its high maintenance, long-term commitment, and financial demand. However, these several conditions have bigger rewards in the long-run. Real estate prices are known to go up within a month. This is because there is a growing demand for homes and the importance of securing shelter becomes more prominent. Since the value of real estate constantly increases, you would earn passive income monthly just by living in your own home.
When you rent, on the other hand, you are paying for a temporary shelter. Your rental payment covers only whatever term you have agreed with your landlord. It will be your home for the time being, but it will never become an asset that you can sell on the market. In renting, you are simply paying for shelter. But when you acquire a home, you are paying for an asset that will become yours and can be inherited by future generations in your family.
Privacy and safety mostly go together and these are some of the luxuries that come with buying a house and lot. You get the whole house to yourself. You get to read books, watch TV, or exercise without anyone interrupting or looking at you. Sure, you may get a moment’s peace and privacy in an apartment but there is definitely more comfort and ease with living in your own space. Compared to the shared spaces of an apartment, you have the privilege of deciding who gets to go inside your home. Especially with the current prevailing pandemic, you need to have boundaries set to ensure your safety and health.
Considering the long process and documents to secure, acquiring a house while working abroad is no walk in the park. Even when you can afford the monthly amortization, there are still several factors to consider when you plan on buying a house and lot in the Philippines. Your other financial commitments, future plans with your family, and even your own career path all play a vital role in your decision. As OFWs and migrant Filipinos, the distance between where you are working and your family can be quite intimidating.
Before signing the deal, discuss the idea of buying a house and lot with your family. Get them involved with the whole home buying process because in the end, you are going to be living and making memories with them. Make sure you have reached a mutual understanding so that the process of buying a property while abroad will be smooth sailing.
If you think you are ready to commit long-term and settle down, then buying a home is for you.
Get the Home You Want With Vista Land International
Are you ready to buy your home? Contact Vista Land International Marketing Inc. (VIMI) today. As the international marketing division of Vista Land and Lifescapes Inc., the largest homebuilder in the Philippines, Vista Land International aims to provide Filipinos a home to live and make worthwhile memories with family. Our professional real estate sellers abroad can help OFWs and migrant Filipinos acquire a home in the Philippines that is best suited to your financial needs.
Want more information? Get in touch with us or follow us on www.facebook.com/vistalandinternationalofficial.com
Thinking of a house makeover? Consider these five ideas for your home!
By Jedd Marie Dumadaug
New Year, New Trends
It is that time of the year when new styles and trends start rolling out across social media. Big brands tell us what is in and out of style, but our extraordinary experiences last year will influence whatever we do and buy this 2021. Among those new styles are house trends that families will try to incorporate and build in their home.
For OFWs and migrant Filipino workers coming home in the Philippines, there are certain house trends to consider working on for your own home. These five ideas can create more space, enhance the ambience, and help maintain the cleanliness around your home.
While this may not be a new concept, our home quarantine experience gave rise to the idea of creating an extra room or space for remote work or online class. The idea of having a multi-purpose room in the house has a lot of advantages. It can be used as a reading room, gaming room, storage room, guest bedroom or isolation room if you are sick. When buying a house and lot in the Philippines, consider a home with an extra room.
Camella, the grand flagship house and lot project of Vista Land, has several house models which have an extra room that can be converted into any room you would need. Camella’s grande home series, Freya and Greta house units, come with more rooms and indoor spaces. As the leading real estate developer in the Philippines, Camella assures quality living.
Also related: www.vistalandinternational.com/blog/essential-home-office-and-study-area-design-tips
Since a majority of the population spent 2020 at home, it is only natural for us to find a worthwhile hobby to do indoors. In particular, gardening was one of the popular hobbies that emerged last year. It is now expected to see families make space for landscapes, gardens, and vegetation outside their homes.
Being the largest homebuilder in the Philippines, Camella offers more than just a sufficient floor plan but an expansive outdoor space for lawn gardens, vegetation, and patios. Camella Homes also offers lot investments to clients and homeowners who wish to have more outdoor space beside their home. Among other Vista Land housing brands, Crown Asia, and Brittany Corporation also offer lot investments.
When health guidelines and regulations were released last year, a lot of us learned that the virus can be transmitted through droplets of water in the air. It is expected that in 2021, the concept of air filtering and having a well-ventilated place will be more commonly practiced. A simple life hack of having a well-ventilated home in the Philippines is to open a few windows and doors to let the air regulate around the house. There are also several home care essential products that emerged in the market and it is best if these products are used in your home.
Before the pandemic hit, smart homes were perceived as a luxury real estate asset. It was mostly considered as a secondary option and people felt that they did not need a home with so much technology. Now, contactless technology has become the norm and an essential for our peace of mind. Motion sensors, voice-activated devices, and key-less entrances became a great convenience to a lot of people.
Currently, there a few real estate developers in the Philippines that started to develop the traditional Filipino home into a smart home at a reasonable price.
Camella continues to be a game-changer in the real estate industry by constantly upgrading its current products. One of its innovative ideas is the Camella SmartHomes campaign where it retains the current design and layout of a Camella model house unit but with added smart technology. Its touchless technology enables homeowners to open and lock doors, control lighting, program smoke alarms, and monitor plugged devices with a touch on your mobile phone or through motion detectors.
Biophilic design integrates the home with natural elements such as plants, water, and air. It has been said that it can reduce stress, improve cognitive function, and boost creativity. Imagine authentic handmade wooden furniture, natural light seeping through glass windows and ceilings, and lots of plants around the house.
The rise of the “plantitas” in the country was a result of Filipinos coping with consequences of home quarantine. With this, people have now realized the importance of space, natural light and air coming through the windows, and vegetation. Since we live in a tropical country with natural elements available, we can make the most of these natural resources to our advantage for a biophilic home design.
Since a biophilic home design requires plants and natural light in your home, this requires daily cleaning and maintenance because plants attract certain insects and natural light can cause damage to other light-sensitive household products. A biophilic design focuses more on the interior of your home rather than the outside. So you might want to incorporate white walls and minimalist home décor to create a spacious illusion.
Overall, contact-less technology, natural elements, and more space is expected to be popular among houses in the Philippines this 2021. While it may seem excessive to achieve these house trends, consider it as an OFW home investment. These trends have an advantage that can last in the long run. As OFWs and migrant Filipino workers, it is fulfilling to see the fruits of your hard-earned money.
Talk to Us For More OFW Investments at Vistaland International
Looking for a smart home? An extra space? A proper community to live in? Vistaland International can help you achieve one house trend at a time. As the international marketing division of the largest homebuilder in the Philippines, we have several house units of varying prices and strategically located in key cities and municipalities. Contact us or follow us on www.facebook.com/vistalandinternationalofficial for more information.
The internet can be a useful place to discover relatable and timely content for every occasion and stage of life you are in right now. For OFWs, this can be a channel for them to communicate with loved ones back at home in the Philippines as well as to take in new information just like everyone else. Here, we have rounded up some websites we think that any OFW might find useful and interesting.
Money is always an important topic for any OFW. But mastering the tricks and money strategies may often be easier said than done, with many options and deals such as credit cards, loans, and the like. Imoney is the solution to this problem. Being a one-stop site where OFWs can find the best deals and compare them side by side, this saves lots of time and effort by getting accurate data to make the most informed decisions when it comes to money. Imoney has already garnered the reputation for being the #1 money comparison site, and the best part about it is that Imoney offers the service for free.
It has information about credit cards, loans, broadband plans, and investment options. By taking a deeper dive into their site, the users can see that it has some useful supplementary guides on saving and building wealth, as well as handy tools such as tax calculators and loan calculators. With Imoney, the talk of money is simplified which is useful for OFWs hoping to find the best investment for them.
This website may already be familiar to many OFWs, but nevertheless it is a popular recruitment website that offers overseas jobs for Filipinos who aspire to work abroad. What’s good about this site is that all its job offers are processed by Philippine Overseas Employment Administration (POEA)-licensed recruitment agencies that send Filipinos across many countries from the United States all the way to the Middle East countries. By signing up for an account, users can easily create an online resume for hiring agencies to see. With such an easy process, it is not surprising to see why it is known as the leading overseas job site to many.
Retiring can be a scary thought mostly because after years of working, it would mean finally letting go and venturing into unfamiliar territory. Centennial Living is based in Australia and is a site that aims to give senior citizens opportunities through retirement communities where they can relax and have fulfillment as they enter this new chapter of their lives. This is something OFWs who desire to retire in a foreign country can look into, as there are many similar communities offering the same kind of service.
While there are many news channels online, oftentimes it is hard to come by news from smaller provinces outside Metro Manila. OFWs who hail from provinces will be glad to hear of Sunstar Philippines, a news website that aims to provide news and information from the provinces to a bigger national and global audience. It was first created in 1996 and by 2010 it became home to the only network of community newspapers in the Philippines. It covers 12 major cities from Manila, Baguio, Pampanga, Pangasinan in Luzon; Cebu, Bacolod, Iloilo, Dumagete, and Tacloban in the Visayas; and Cagayan de Oro and Zamboanga in Mindanao. Since its inception, it has won awards such as the Best Website in the newspaper category for the 4th Digital Filipino Web Awards and the Catholic Mass Media Awards. For OFWs missing home and looking for more information about what’s happening in their hometowns and provinces, this news outlet can help bring you closer to home with news that matters.
Every OFW’s dream is to give back to their family and for some, it means upgrading or finally getting that dream house that they have always wanted. There are lots of places to look for houses that can check all the boxes such as your budget, desired location, amenities, and the like. A great place to start would be a real estate developer that offers a wide spectrum of properties that cuts across markets spanning different locations. Vista Land has just the right selection of properties that can be any OFW’s dream home. Visit Vista Land International’s website to learn more. With a rich catalogue of properties in key locations at affordable price points, there is a home here waiting for any OFW looking forward to coming back home. Visit Vista Land International’s website to learn more.
Browsing online can be a different experience each time, especially with the many websites available. What we listed are just some websites that can be interesting for our OFW kababayans. Happy browsing!
If one has decided to finally buy a new home this coming new year, congratulations! It’s certainly a big decision for any individual to make, especially for an OFW who will finally be able to reap the rewards from their hard earned savings. For those who are not familiar, it is possible for OFWs to buy a home even while abroad, thanks to many informative property listings available online.
However, it is not uncommon to see a lot of first-time home buyers make mistakes that could cost them more down the line. These mistakes may cause further stress which can easily be avoided. With 2021 just around the corner, we want to help with some New Year’s resolutions catered for aspiring OFW homeowners. These resolutions should help any OFW get that dream property or home smoothly and comfortably.
Before one decides to spend their hard-earned money on a house, deciding where one wants to live is a huge factor that should always be kept in mind during the entire process. With the way that the market is going, it is becoming harder to find smaller starter homes perfect for new homeowners than the much larger houses. Another aspect to think about is the area that one wants to live in, as the property values in the metro and other key cities are definitely more expensive than those in smaller cities or in nearby provinces.
The place one will be choosing will be dependent on many things. Will it be a place accessible to children’s schools? How will it affect one’s family members who will be going to work? Will commuting be hard? Where is the nearby hospital or supermarket? These are some of the questions tied to this decision, which is why deciding the location is one of the first steps before moving forward.
Luckily, if one is approved for a home loan or mortgage, the bank would be the one to assist in these matters. However, for those without these approved home loans, it could be a different story. It is best to have enough money stashed for this purpose. The other fees one could be facing are from getting the title appraisal, insurance, settlement fees, and the like.
While some real estate developers offer “zero down payments” for new homeowners, these offers are often rare and are only offered for early buyers purchasing at pre-selling phases of the development. If one has not worked towards saving for a down payment just yet, it is best to immediately start doing so as securing a down payment for the property as it allows for flexibility in terms of debt and smaller monthly payments on amortization – allowing one to spend more on furniture, fixtures, and equipment that would be needed in the future house.
A survey from Bankrate has found that 68% of millennials regret their home purchase, with 18% reasoning their biggest pain was the maintenance and hidden costs of having a home. Preparing oneself for the costs to come after obtaining a property is one thing that should not be overlooked. Aside from the monthly mortgage payment, there are other things to plan for such as home maintenance, insurance, taxes, utilities, and homeownership fees which can all drain your savings. Before buying a home, it is important to consider these things in your budget. It is best to save 1-2% of your home’s value for the costs of living in your home.
Sticking to your budget is one of the best things one can do for their savings account. Just because one cannot get an approval for a home loan from a lender, does not mean it is something that one could afford right away. Consider things like living expenses, income among other things, to make sure one does not get caught up too much on having that “dream home” and not being realistic about purchases. There is a term called “house poor” which refers to spending too much of one’s income on their home and fees related to owning the home. Remember that buying a home is an investment and that while it appreciates in value, some compromises have to be made.
The real estate market is no walk in the park, especially for first time home buyers. If it feels like one cannot find the right house that fits their requirements and budget right now, it is best to hold it off and wait for the right opportunity to come rather than jumping on a bad deal. The dream home could just be out there and what one needs is to keep that search going.
For first-time OFW home buyers, one might just be able to find their match with Vista Land International’s wide range of affordable homes in prime locations. View our home catalog at https://vistalandinternational.com/ to learn more!
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